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First Step to Saving Money
Before you can start to save money, you need to change the way you think about it. Most people think that money can buy them happiness in the form of Plasma TV's, High End Cars, Expansive Houses, etc. Sure, we want these things, but we don't need them. This is what gets most of us folks into debt and is almost always the reason why it makes saving difficult.
Try this simple solution the next time you go shopping, even if it's only to the grocery store.
Ask yourself two questions:
Do I want it?
or
Do I need it?
If you're looking at a gallon of milk and there's no milk in the house, then it's almost certain that you need it. However, if you're looking at steak when you already have plenty of meat at home, you might want it, but you certainly don't need it.
Coupon Dad QuickTip....Stop using your Debit card for all of your purchases, just like credit cards, you can easily lose your sense of how much you are actually spending. Instead, try using a weekly allowance in CASH!....Maybe start with $50-$100 for each of you and use the cash for all of your purchases. This simple budgeting tip could help you save and prevent those un-needed, impulse purchases.
Try this simple solution the next time you go shopping, even if it's only to the grocery store.
Ask yourself two questions:
Do I want it?
or
Do I need it?
If you're looking at a gallon of milk and there's no milk in the house, then it's almost certain that you need it. However, if you're looking at steak when you already have plenty of meat at home, you might want it, but you certainly don't need it.
Coupon Dad QuickTip....Stop using your Debit card for all of your purchases, just like credit cards, you can easily lose your sense of how much you are actually spending. Instead, try using a weekly allowance in CASH!....Maybe start with $50-$100 for each of you and use the cash for all of your purchases. This simple budgeting tip could help you save and prevent those un-needed, impulse purchases.
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